Previously Known As : Uti India Lifestyle Fund
Uti India Consumer Fund Overview
Category Consumption Fund
BMSMONEY Rank 10
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹55.53(R) +0.35% ₹59.82(D) +0.35%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 17.85% 10.56% 14.59% 11.37% 10.55%
LumpSum (D) 18.96% 11.46% 15.39% 12.1% 11.24%
SIP (R) 3.06% 16.3% 16.49% 14.9% 13.21%
SIP (D) 4.04% 17.33% 17.41% 15.7% 13.94%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.38 0.21 0.57 -4.31% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.45% -15.47% -12.4% 0.93 10.05%
Top Consumption Fund
Fund Name Rank Rating
Sbi Consumption Opportunities Fund 1
Tata India Consumer Fund 2
Sundaram Consumption Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
UTI India Consumer Fund - Regular Plan - IDCW 48.54
0.1700
0.3500%
UTI India Consumer Fund - Direct Plan - IDCW 52.51
0.1900
0.3500%
UTI India Consumer Fund - Regular Plan - Growth Option 55.53
0.1900
0.3500%
UTI India Consumer Fund - Direct Plan - Growth Option 59.82
0.2100
0.3500%

Review Date: 17-01-2025

Uti India Consumer Fund has exhibited poor performance in the Consumption Fund category. The fund has rank of 10 out of 11 funds in the category. The fund has delivered return of 17.85% in 1 year, 10.56% in 3 years, 14.59% in 5 years and 10.55% in 10 years. The category average for the same periods is 16.9%, 15.48%, 17.88% and 13.91% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 14.45, VaR of -15.47, Average Drawdown of -6.14, Semi Deviation of 10.05 and Max Drawdown of -12.4. The category average for the same parameters is 13.48, -13.18, -5.03, 9.36 and -10.84 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti India Consumer Fund direct growth option would have grown to ₹11896.0 in 1 year, ₹13848.0 in 3 years and ₹20453.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Uti India Consumer Fund direct growth option would have grown to ₹12261.0 in 1 year, ₹46521.0 in 3 years and ₹92714.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 14.45 and based on VaR one can expect to lose more than -15.47% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.38 which shows poor performance of fund in the consumption fund category.
  5. The fund has R-square of 0.93, Beta of 0.93 and Jensen's Alpha of -4.31% which exhibit poor performance in the consumption fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.59
-4.92
-8.77 | -2.53 6 | 14 Good
3M Return % -9.28
-8.30
-10.38 | -5.93 11 | 14 Average
6M Return % -4.86
-2.36
-6.30 | 2.27 12 | 14 Average
1Y Return % 17.85
16.90
13.27 | 23.48 4 | 14 Very Good
3Y Return % 10.56
15.48
10.56 | 18.10 10 | 10 Poor
5Y Return % 14.59
17.88
14.59 | 21.52 10 | 10 Poor
7Y Return % 11.37
13.67
11.13 | 15.69 7 | 8 Poor
10Y Return % 10.55
13.91
10.55 | 15.50 7 | 7 Poor
15Y Return % 12.04
14.32
12.04 | 16.49 5 | 5 Average
1Y SIP Return % 3.06
5.77
0.40 | 15.00 12 | 14 Average
3Y SIP Return % 16.30
19.07
16.30 | 23.09 10 | 10 Poor
5Y SIP Return % 16.49
20.24
16.49 | 24.04 10 | 10 Poor
7Y SIP Return % 14.90
18.27
14.90 | 20.62 8 | 8 Poor
10Y SIP Return % 13.21
16.31
13.21 | 18.08 7 | 7 Poor
15Y SIP Return % 12.55
15.41
12.55 | 17.01 5 | 5 Average
Standard Deviation 14.45
13.48
11.59 | 14.51 9 | 11 Average
Semi Deviation 10.05
9.36
8.17 | 10.05 11 | 11 Poor
Max Drawdown % -12.40
-10.84
-13.25 | -7.79 10 | 11 Poor
VaR 1 Y % -15.47
-13.18
-16.34 | -9.49 10 | 11 Poor
Average Drawdown % -6.14
-5.03
-6.52 | -3.91 9 | 11 Average
Sharpe Ratio 0.38
0.76
0.38 | 1.09 11 | 11 Poor
Sterling Ratio 0.57
0.86
0.57 | 1.23 11 | 11 Poor
Sortino Ratio 0.21
0.40
0.21 | 0.57 11 | 11 Poor
Jensen Alpha % -4.31
3.46
-4.31 | 8.34 11 | 11 Poor
Treynor Ratio 0.06
0.12
0.06 | 0.19 11 | 11 Poor
Modigliani Square Measure % 13.18
18.99
13.18 | 25.09 11 | 11 Poor
Alpha % -5.43
1.38
-5.43 | 4.48 11 | 11 Poor
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.51 -4.82 -8.67 | -2.44 6 | 14
3M Return % -9.07 -8.01 -10.06 | -5.63 11 | 14
6M Return % -4.43 -1.75 -5.49 | 2.92 12 | 14
1Y Return % 18.96 18.39 14.33 | 25.52 5 | 14
3Y Return % 11.46 16.84 11.46 | 19.37 10 | 10
5Y Return % 15.39 19.27 15.39 | 22.88 10 | 10
7Y Return % 12.10 14.96 12.07 | 17.20 7 | 8
10Y Return % 11.24 15.09 11.24 | 16.88 7 | 7
1Y SIP Return % 4.04 7.15 2.21 | 16.94 11 | 14
3Y SIP Return % 17.33 20.49 17.33 | 24.68 10 | 10
5Y SIP Return % 17.41 21.68 17.41 | 25.41 10 | 10
7Y SIP Return % 15.70 19.59 15.70 | 21.95 8 | 8
10Y SIP Return % 13.94 17.53 13.94 | 19.31 7 | 7
Standard Deviation 14.45 13.48 11.59 | 14.51 9 | 11
Semi Deviation 10.05 9.36 8.17 | 10.05 11 | 11
Max Drawdown % -12.40 -10.84 -13.25 | -7.79 10 | 11
VaR 1 Y % -15.47 -13.18 -16.34 | -9.49 10 | 11
Average Drawdown % -6.14 -5.03 -6.52 | -3.91 9 | 11
Sharpe Ratio 0.38 0.76 0.38 | 1.09 11 | 11
Sterling Ratio 0.57 0.86 0.57 | 1.23 11 | 11
Sortino Ratio 0.21 0.40 0.21 | 0.57 11 | 11
Jensen Alpha % -4.31 3.46 -4.31 | 8.34 11 | 11
Treynor Ratio 0.06 0.12 0.06 | 0.19 11 | 11
Modigliani Square Measure % 13.18 18.99 13.18 | 25.09 11 | 11
Alpha % -5.43 1.38 -5.43 | 4.48 11 | 11
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.35 ₹ 10,035.00 0.35 ₹ 10,035.00
1W -1.65 ₹ 9,835.00 -1.63 ₹ 9,837.00
1M -4.59 ₹ 9,541.00 -4.51 ₹ 9,549.00
3M -9.28 ₹ 9,072.00 -9.07 ₹ 9,093.00
6M -4.86 ₹ 9,514.00 -4.43 ₹ 9,557.00
1Y 17.85 ₹ 11,785.00 18.96 ₹ 11,896.00
3Y 10.56 ₹ 13,515.00 11.46 ₹ 13,848.00
5Y 14.59 ₹ 19,761.00 15.39 ₹ 20,453.00
7Y 11.37 ₹ 21,254.00 12.10 ₹ 22,245.00
10Y 10.55 ₹ 27,253.00 11.24 ₹ 29,003.00
15Y 12.04 ₹ 55,036.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 3.06 ₹ 12,197.88 4.04 ₹ 12,261.20
3Y ₹ 36000 16.30 ₹ 45,846.58 17.33 ₹ 46,521.07
5Y ₹ 60000 16.49 ₹ 90,656.82 17.41 ₹ 92,713.86
7Y ₹ 84000 14.90 ₹ 142,916.34 15.70 ₹ 147,107.18
10Y ₹ 120000 13.21 ₹ 239,127.48 13.94 ₹ 248,684.04
15Y ₹ 180000 12.55 ₹ 499,358.88 ₹


Date Uti India Consumer Fund NAV Regular Growth Uti India Consumer Fund NAV Direct Growth
17-01-2025 55.5312 59.8185
16-01-2025 55.3364 59.6071
15-01-2025 55.1941 59.4522
14-01-2025 54.9377 59.1745
13-01-2025 54.6684 58.8828
10-01-2025 56.4641 60.8121
09-01-2025 57.0821 61.4761
08-01-2025 57.2343 61.6384
07-01-2025 57.4777 61.8989
06-01-2025 57.6581 62.0915
03-01-2025 58.7315 63.2424
02-01-2025 58.5827 63.0804
01-01-2025 57.4764 61.8876
31-12-2024 57.2499 61.6421
30-12-2024 57.1028 61.482
27-12-2024 57.2556 61.6418
26-12-2024 57.1066 61.4799
24-12-2024 57.0256 61.3896
23-12-2024 56.9067 61.26
20-12-2024 56.8169 61.1586
19-12-2024 57.7433 62.1543
18-12-2024 58.0722 62.5066
17-12-2024 58.2002 62.6429

Fund Launch Date: 02/Jul/2007
Fund Category: Consumption Fund
Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption
Fund Benchmark: Nifty India Consumption
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.